*car accident while pregnant* How much can I ask for "pain & suffering"?

I was 4 month pregnant when rear ended at a red light. The driver yelled at me, threatened to leave b4 police arrived, and even elbowed me in my pregnant stomach when i tried to waive police over to the site! I had 5 months of chiropractor treatments and I was very uncomfortable! Hard enough being pregnant in the summer, let alone not being able to sit anywhere for more than 5 minutes straight! Needless to say, my social life left me confined to my house so i can lay on my side, which felt the best. Her insurance admitted fault and will pay the discounted medical bills of $3,700. They are offering $500 for me for pain and suffering. I told him I deserve more and he asked me to put it in writing. I'm wondering how much to ask for that is reasonable??

Answer:
They are being unreasonable. I would get a lawyer.

First of all they do not get to pay discounted medical bills, they are to pay the entire medical bill.

Also pain and suffering is usually more than the medical bills (depending if the bills are for treatment or diagnostc).

I would say do not try and handle the case on your own and get an attorney.

Also do you kniow the insurance limits. If the person had low limits all you can ask for is the maximum. A low limit would be $12,500. And that would be the total the insurance company would be liable for including medical bills and pain and suffering.
I would fight for as much as you can get for pain and suffering. Talk to your lawyer and see how much you can get. He deserves to pay for this. That wasn't right. Don't settle for a measly 500. Think about how much money you could potentially be making if you were working and make that a guide.
You are a fool for doing this alone! You should have an attorney! They only get paid when they collect for you! You should be getting way more that what they have offered! You should be getting over and above any medical bills, loss of wages, pain & suffering. Are you going to let them off the hook like this? Go talk to an attorney! What about your car? CALL AN ATTORNEY ASAP!
I would ask for $10,000.00. I mean Hello this person yelled at you made, you life more difficult than it already is, could have made you loose your unborn child, messed your car up, put you through emotional pain and suffering. I mean come on $500.00--- whats that. I would not settle for it... Good Luck
5 MONTHS of medical treatment and they want to give you $500?? Uh, the answer is NO!!

First, they should be paying 100% of the full amount of the bills - not a discounted rate. Secondly, whatever your med bills are, at least half of that is a STARTING POINT for pain and suffering... Good luck. Id get an attorney if I were you...
This is a difficult thing to put pain & suffering into dollar amounts. Because you're pregnant, sympathy is already in your favor and another life was in jeopardy...not just yours. You may have long-term or even life-long effects from having been rear ended. Speak to a paralegal or lawyer first before accepting any settlement. It may not be wise to settle now before you know what the permanent effects may be and $500 may not cover what could lie further down the road. A legal professional is the best one to advise you, one who specializes in personal injury.
you should consult a lawyer, if you ask for more without one they will not really take you seriously. a lawyer will not charge you anything unless you are awarded some money, in that case, they will get about 1/3 of what you get.

i suggest a lawyer because will be reluctant to give anything away. they will look into any prior accidents your medical history and make you prove that your damages are permanent.

remember that only an attorney can give you legal advise and should not go strictly by the responses you get here.
You can only ask for the highest amount the person was insured for. For example, I was a victim of a drunk-driving crash. The driver was insured for $15,000 in liability and that's all I got, which I used to pay for medical bills. I could have sued for more, but the driver was an illegal immigrant who disappeared to Mexico, and the car owner (his friend) was claiming the guy stole his car.

If you want to claim pain and suffering, you need to list everything and ask for the maximum in bodily injury liability
unable to have sexual relations with husband
unable to work, or maintain household duties
unable to attend social functions
strain causes stress to unborn child
unable to drive
unable to use the toilet or shower without assistance

PS Be careful if you use the word "lawyer" when talking to an insurance clerk. They are usually instructed to stop ALL communications with the person when legal action is threatened. So if you mention a lawyer, be prepared to actually hire one and give up 15% or more if you collect anything.
Get a lawyer immediately.
Insurance companies will try to offer you a low amount, and try to get you to take it.. don't take it.

But you also don't need to make up stuff so you can get lots of money. You should try to get what's fair... not $15,000... that's pretty ridiculous for a rear-ending accident.
I do understand that your child could have been severely injured and the driver definitely shouldn't have touched you..

but karma's a *****... don't try to milk them for all it's worth.

They will pay the medical bills and then you will get a check for pain and suffering..

Someone ran a stop sign and hit my car going 55 mph from the side. Totaled my car.
I had 8-9 months of chiropractic treatment.
My neck vertebra and hip were out of place.
I only got $2,000 something for that.

I'd say... $2,500 - maybe $4,000 or so would be an appropriate amount.
Keep in mind that she only rear-ended you. She couldn't have been going that fast.

I've been rear-ended before so hard my head almost hit the windshield, and there was no damage to my car or to my body.
You need to get a lawyer. Most plaintiff's firms will take your case on a contingency basis which means if you get nothing they get nothing but if you do get money they get a third. You are entitled to at least $50,000. You really need to get a lawyer. They are playing with you trying to offer you 500.00 dont accept! (you can get much more if you get a lawyer)
You do not have to settle until after the baby is born, Get a lawyer, you were assaulted by being elbowed in the stomach. You can get Money from the insurance and the person that assaulted you. A good lawyer will tear them a new one to put it mildly. The insurance company will wont you to settle for penny's, I got a whiplash and got $2,300.00 and that was in 1976. Don't sign anything without a lawyer. Have the lawyer file assault charges and money damages
My advice to you is ..do not accept the 500 check, this is what thet try to do to get out of paying you. Ask what the policy limits are for the driver that hit you. In my state it is 15,000.. along with 5,000 med coverage. Which means you would get up to 5,000 for med bills, and 15,000 for you . If you didnt work, was in pain, treatments ect..all of this gets taken into account when making you an offer. You can call an attorney for a free consult and they can give you professional advice without an initial charge, this will give you a better idea which direction to take. Go for the MAX you are entitled to this compensation. Been there , and was screwed...dont make the same mistakes I did.

The medicine and health information post by website user , ByeDR.com not guarantee correctness , is for informational purposes only and is not a substitute for medical advice or treatment for any medical conditions.


More Questions and Answers...
  • Sleeping trouble??
  • Doesn't anyone care?
  • I accidently banged my wrists together hard yesterday?
  • If you saw three casualties; one unconcious; one a weak swimmer; and one a non-swimmer, which du rescue first?
  • A toe on my foot hurts..?
  • What is Radionics in Homoeopathy?
  • Strattera...?
  • Can't sleep at night because I can't stop thinking?
  • Does africa have a flag?
  • Which Sleeping Posture...?